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Key Dates |
| Download Brochure |
Closing Date: 25 May 2012 |
| Download Direct Investment & ISA Application |
ISA Transfer closing date: 11 May 2012 |
| Download ISA Transfer Application | Order literature by post |
| Download SIPP/SSAS Application |
Summary
The Plan is designed to repay your initial deposit and deliver an additional return linked to the FTSE 100 over the 5 year term. There is also potential for the Plan to ‘Kick-Out’ depending on the performance of the FTSE 100. This means the Plan matures early, returning your initial deposit plus a specified return. The Plan will return your initial deposit at maturity, plus: If at the end of years 2, 3, 4 or 5 the FTSE 100 is higher than its starting level, the Plan will mature (Kick-Out) at that time with a payment equal to 6% per annum (not compounded). If the FTSE 100 is equal to or lower than its starting level after 5 years, you will receive back only your initial deposit. For further details on how Investec calculate your return, which includes the use of averaging, please see ‘How does the Plan work?’ on page 6 of the brochure. Considerations for Investing If the following statements apply then an investment in the plan may be appropriate: • You want a full return of your initial deposit at maturity • You are looking for an investment linked to the performance of stock markets • You do not need access to your money over the next 5 years • You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS • You have a minimum of £3,000 to invest If the following statements apply then an investment in the plan may not be appropriate: • You want a regular income and dividends • You may need immediate access to your money before maturity • You cannot commit to the full Investment Term • You want a guaranteed return on your deposit • You want to add to your investment on a regular basis • You do not want to invest in a UK onshore asset that is subject to UK tax rules  |
