Frequently Asked Questions:
The Loan.
1
How
much can I borrow?
2
What will it cost?
3
What can I use the money
for?
4
How long will the loan
take to arrange?
What else do I need to know ?
1
Can
I protect my repayments if I am ill or made redundant?
2
What if I want to
settle the loan early?
3
What exactly are
secured loans?
4
Is my application
confidential?
The Loan
1.
How much can I borrow?
Our loans start at £3,000 and go up to £250,000.
It all depends on your available income and the amount of equity in your
property.
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2.
What will it cost?
Your loan can be spread between 5 and 25 years.
Why not check our
repayment
calculator
to help you decide?
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3.
What can I use the money for?
You can use the money for virtually any purpose, whether it be a car, home
improvements, a holiday or to pay off your existing credit commitments.
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4. How
long will a long take to arrange?
On average, loans are completed between 12-21 days.
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What else do I need to know ?
1.
Can I protect my repayments if I am ill or made redundant?
Yes, we offer an optional accident, sickness and redundancy package with
all our lenders for your total peace of mind.
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2.
What if I want to settle the loan early?
You can do this at any time. The balance outstanding will be calculated
and a rebate given on the outstanding interest in accordance with the
Consumer Credit Act 1974.
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3.
What exactly are secured loans?
A secured loan allows you to turn some of the equity in your property into
cash that you can use. The lender will place a charge on your property
until the loan is repaid, just like a mortgage.
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4.
Is my application confidential?
Absolutely. Your loan application is processed over a Secure Server and we
will not contact your employers, bank or other third party without your
prior written authority.
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