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RISK FACTORS |
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Is
this product right for me?
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The Plan may be suitable for you if:
You will not need access
to your Capital for 6 years.
You would like to potentially receive growth from your
Capital.
You do not need income from your Capital.
You want the potential for a defined return.
You have a minimum of £5,000 to invest.
You are prepared to lose some or all of your Capital. |
The Plan may not be suitable if:
You are not prepared to
accept any risk to your Capital.
You do not have readily accessible spare cash for
emergencies.
You need income from your Capital over the next six years.
You may need access to your capital before the Investment
End Date in six years time.
You want to add to your investment from time to time or at
regular intervals.
You do not want your returns linked to stock market
performance. |
What are the risks involved with investing?
Your capital is at
risk. You could lose some or all of your capital. Unless you
understand these risks and are sure of the suitability of this
investment for you, then you should take financial advice.
You should only invest in this Plan if you do not need access to
your money for the full Investment Term of six years. Early
encashment may result in loss of capital.
The Plan is designed to provide you with a fixed level of return
which is dependent on the performance of the FTSE 100 Index. In
order to achieve this level of return, your Capital will be put at
risk. If the Final Index Level Index is below 50% of the Initial
Index Level you will lose some or all of your investment.
The Plan is subject to maximum growth potential and does not
invest directly in the shares of any FTSE 100 companies and
therefore does not receive dividends from those companies; as such
the returns could be lower than if you invested directly in the
shares of the Index.
If the institution issuing the underlying securities of the Plan
were to fail (e.g. become insolvent), you could lose some or all of
your investment. As with all similar structured investments, in the
event of Issuer insolvency you will not have recourse to the
Financial Services Compensation Scheme. It is you the investor who
faces these risks rather than the Plan Manager, Walker Crips
Structured Investments.
The Plan is not the same as a deposit account. A deposit account
is considered a relatively safe way to invest and normally allows
you ready access to your money. This plan gives you the
potential to benefit from enhanced returns linked to the FTSE 100
Index; however your total return could be lower than you would have
received in a deposit account.
Please refer to the Brochure and the Terms & Conditions for full
details.
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