FTSE Early Bonus Plan 5 2.5% Discount Applications must be posted to Moneyworld in order to receive the discount advertised     Key Dates Download Brochure Plan Closes: 27 August 2010 Download Direct Investment & 10/11 ISA Application Last ISA Transfers: 13 August 2010 Download ISA Transfer Application   Download SIPP/SSAS Application Order literature by post

Plan Summary

The FTSE® Early Bonus Plan is a six year Plan that provides the possibility of growth on your money. Whether or not you receive any growth is dependent on the performance of the FTSE® 100 Index. This growth is in the form of a specified bonus at a fixed rate and does not reflect the actual growth of the FTSE® 100 Index. Your money is not guaranteed to grow and there is a chance that you may lose some or all of your money.

The FTSE® Early Bonus Plan might close early on the first, second, third, fourth or fifth anniversary of your Plan, paying you your original investment plus a fixed bonus. This would happen automatically if certain conditions were met and you cannot choose for your Plan to continue.

What does the FTSE® Early Bonus Plan offer?

This Plan offers a bonus on your investment as long as the final level of the FTSE® 100 Index, at either the end of the six years or on any of the anniversaries, is equal to or higher than its starting index level. Once a bonus is due, your investment will close paying you a fixed bonus plus your original capital. Full details of the fixed bonus rates and how this option works can be found on pages 7 to 8 of the plan brochure.

At the end of six years

If the Plan runs for the full six years, the return will be as follows. The chart headed ‘Payout explained’ on page 8 of the plan brochure shows how this will work.

FTSE® 100 Index growth at the end of six years	What you’ll get back
If the final level of the FTSE® 100 Index is the same or higher than its starting level	You’ll get back your original investment plus a bonus of 54%
If the final level of the FTSE® 100 Index has fallen by less than 50% of the starting level of the index	You’ll get back your original investment
If the final level of the FTSE® 100 Index has fallen by 50% or more than its starting level	Your original capital will be reduced by 1% for each 1% that the final level of the FTSE® 100 Index is below its starting level. Where the difference results in a fraction of 1%, the fraction will be applied. Therefore you’ll lose some or all of your original investment.