RISK FACTORS

Return

Is this product right for you?  
   

This plan may be suitable if you;


•
You won’t need access to your money during the Capital Protected Period

• You want the potential for capital growth and do not need regular income

• If your circumstances changed, and you did need access to your money, you understand that you may incur a loss

• You want exposure to the stockmarket without directly investing in stocks and shares.

• You want to get back at least what you put in and you have a minimum of £3,000 to invest

 

This plan may not be suitable if you;


•  You may need to access your money before the end of the Capital Protected Period

• You can’t risk getting back less than your original investment if you have to sell before the end of the Capital Protected Period

• You want to invest directly in stocks and shares

• You are willing to put your money in a higher risk product to receive potentially higher returns

• You want to receive income from dividends

• You can’t afford to invest a single payment and would rather invest regularly

Investment Risks

• The Index may not grow over the term of the product, in which case, you will get your Capital Protected Amount back, but its spending power will be reduced by inflation

• There is no third party guarantee on your Capital Protected Amount. Please see ‘How is my investment protected?’ in the Key Features document.

• The value of your Shares can fall as well as rise

• The favourable tax treatment of ISAs may change

Please refer to the Brochure and the Terms & Conditions for full details.

Best discount on ISAs, Unit Trusts and OEICs