THIS ISSUE OF THE PLAN IS NOW CLOSED

 

 50/50 Deposit Series - March '10

1.5% Discount

Application forms must be posted to Moneyworld or you will not get the discount.

 

Download Term Sheet & Investment Guide

Key Dates

Download Direct Investment Application

Plan Closes: 23 April 2010 2010

Download New ISA Application

Last ISA Transfers: 16 April 2010

Download ISA Transfer Application Order literature by post
Download SIPP & SSAS Application  
Download Company Application  
   
Plan Details

This is a 5 year and 2 week deposit based product which splits money equally between two fixed term deposits with The Royal Bank of Scotland plc (RBS):

• 50% Capital in a 1 year deposit paying 5% gross fixed interest - on half of the capital

• 50% Capital in a 5 year deposit paying variable interest - 50% rise in the Underlying - on half of the capital

•Choice of Underlyings - 3 different options


Underlyings:

Dynamic indices managed by RBS Markets providing a choice of three asset classes. Indices increase exposure to assets in periods of relatively low volatility and reduce exposure in periods of relatively high volatility.

• RBS UK Balanced Sector Index (UK Equities)

• RBS Environmental Strategy Index (Global Equities)

• RBS Commodity Strategy Index (Commodities)

 
Investment term 5 years, 14 days
Minimum Investment £3,000.
Capital return: (subject to Counterparty risk)
 
Deposit structure aims to repay Capital in full by the end of the Term. Half Capital returned after 1 year, balance returned after 5 years and 2 weeks
Averaging: End value of Underlying is calculated using closing values on 13 monthly observation dates.
Potential tax liability: Income Tax - Income paid gross
Securities: Deposit with RBS
Credit risk: The Royal Bank of Scotland plc
Credit rating:
(as at 03 March 2010)
Fitch: AA- (Stable)
Moody’s: Aa3 (Stable)
Standard & Poor’s: A+ (Stable)
Availability: - Direct investment
- New Cash ISA (Dual Tax Year) - Subject to HMRC limits
- Cash ISA transfer
- SIPP/SSAS Pension plans
- Trustees
- Offshore bonds

Best discount on ISAs, Unit Trusts and OEICs