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Is this product
right for you? |
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To help you
decide if the Plan is right for you, here is a summary of key points
you should think about. Before investing, please consider not only
the benefits but also all of the risks associated with buying such a
product and the commitment you are making.
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This
Investment may be suitable for you if:
• You have a minimum of £10,000 to deposit
•
You don't need access to your money over the term of the
investment.
•
You want
a plan suitable for Direct, SIPP/SSAS, or offshore Bond
Investments.
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This Investment may not be
suitable for you if:
• You
are not looking for returns linked to the performance of
shares
•
You want a regular Income
•
You do
not have any spare money for emergencies
•
You may
need immediate access to your money
•
You want
a know guaranteed rate of return
•
You want
to add to your investment on a regular basis
•
You do not have at least £10,000 to
invest.
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Risk Factors
• If you close your
Plan early you may get back less than you paid in.
• Your Original Investment is held in a noninterest
bearing designated account with Cater Allen Private
Bank. All deposits held by Cater Allen are fully and
unconditionally guaranteed by Santander UK plc. This
guarantee is dependent on the continued solvency of
Santander UK plc.
• When the Plan reaches maturity at the end of the term,
the use of averaging to calculate the Final Index Level
can reduce the adverse effects of a falling market
shortly before maturity or, on the other hand, it can
also reduce the benefits of an increasing market or
sudden market rises shortly before maturity. Please
refer to the Term Sheet for further details.
• Unless the performance of your Plan meets or exceeds
the rate of inflation, the real value of your investment
will reduce.
• Minimum Original Investment into the Capital
Guaranteed Growth Plan is £10,000.
• The levels and bases of taxation and reliefs from
taxation can change at any time. The value of any tax
reliefs depend on individual circumstances.
• If you die and your legal representatives choose not
to hold the Plan until maturity they may get back less
than you paid in.
• There is no guarantee that the FTSE 100 Index will
behave the way it has done in the past.
Please refer to the Brochure and the Terms & Conditions for full
details. |
