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Is this product
right for you? |
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Yes ,
I am happy to invest because:
• I want my original capital to be repaid in full at
maturity, provided I leave it invested for the investment
term
• I am interested in the prospect of what might be a
higher return than that received from a deposit account
• I consider the defined rates to be a good prospective
return for me
• It suits me that this Plan should be taxed as capital gain
rather than income and I want the option of potentially
using my Capital Gains Tax annual exemption
• I also have the option to invest via a Stocks and Shares
ISA |
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No ,
this plan probably isn’t right for me
because:
• I might need access to some or all of my money before the
end of the chosen term, especially in the case of
unexpected emergencies, and cannot risk getting back less
than I invested if I sell the investment early
• I am not prepared to take the risk that the Issuer,
Barclays Bank PLC, might not be able to repay my capital and
pay any return due to me at maturity
• I don’t want to risk earning no return on my investment or
less than I could have earned in the same period in a
deposit account
• I don’t want to give up the dividends I might get if I
invested in shares or similar investments
• I understand that I will not be paid or receive any income
or other benefit before the end of the investment term
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Important Information
• The Plan is designed for investors
who can leave their capital invested for the full term. You can
instruct us to sell the Investment in your Plan before maturity but,
if you do, then you may get back less than you originally invested,
particularly in the earlier years of the investment.
• Repayment of your capital and payment of any return will depend on
the ability of Barclays Bank PLC to repay the capital and pay any
return. Barclays Bank PLC, the Issuer, is rated ‘AA-’ by Standard
and Poor’s and ‘Aa3’ by Moody’s (16 February 2010). If the Issuer is
unable at maturity, to repay the capital, or pay a return, you will
receive less than is due to you or nothing at all. (See the ‘What
other risks are there?’ section of the plan brochure for more
details).
• The Plan is not a deposit account. All the Plan’s benefits are
paid at the end of the investment term. No income or other benefit
is paid before then. Unlike a deposit account, the Plan is not
covered by the Financial Services Compensation Scheme (see ‘Your
questions answered’ section for further details). If Barclays Bank
PLC were unable to pay the benefits and repay capital due to you,
you would not have a claim under the scheme.
• Remember, that the starting level of the Plan is the closing level
of the Index on 17 May 2010 and not the level of the Index when your
Application Form is received. Please be aware that the level
of the Index may vary between these two dates.
Please refer to the Brochure and the Terms & Conditions for full
details.
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